Inflation Calculator
See how inflation affects an amount's future value.
🔒 Runs entirely in your browser — nothing is uploaded.
What today's amount will cost in years
What today's amount will be worth, in today's terms, after years
How Inflation Calculator works
How does the inflation calculator work?
It projects a future price with futureCost = amount × (1 + rate/100)^years, showing what today's amount would cost after that many years of compounding inflation. It also computes the inverse, realValue = amount / (1 + rate/100)^years, which shows what today's amount would be worth in today's terms if left unspent while prices rise - your future purchasing power.
When would I use this?
Use it to sanity-check retirement or savings goals against inflation, for example to see what a target amount will really need to be in 20 years, or to understand how much value idle cash quietly loses over time. It is also a useful complement to the SIP or compound interest calculators when comparing nominal growth against inflation-adjusted growth.
What assumption is baked in?
The calculation assumes one constant average inflation rate applied every year for the full period, compounded annually, when real-world inflation actually varies year to year. Treat the result as a rough planning figure rather than a precise forecast.